Thursday, October 27, 2011
what now?
For those of you who have been reading for some or all of the last three and a half years, you know I've struggled with forgiving and letting go of my ex-husband, emotional healing, single parenting, school stresses, heartbreak and loneliness,and some setbacks in my physical health and spiritual growth. But through all of that, I have always been blessed to be financially secure.
Following our separation, my brother-in-laws (and for this I will ever, ever be beyond-words grateful) stepped in on my behalf and forced the sale of my husband's shares of his business, and gave me the money. "You want to leave your wife," they said. "Fine. Stupid, but fine...but you're not going to leave her with nothing." My ex was more than willing to give it to me at the time, too, racked with guilt as he was.
It was enough money to care for the boys and me--allowing me to stay mostly at home and finish school--for six years. And for the first time in a long time, I finally had enough money to live without constant worry of where the money would come from. I paid off all our old debts, then immediately learned how to work the Dave Ramsey cash-only budget to make sure I would be the best steward over the money I could be.
It was such a relief that if my kids needed shoes or clothes, we went to get them (always on sale still, of course). If they needed haircuts, they got them. Their school costs could be covered with a little left over for a fun night out as a family once a month. If something broke that I couldn't figure out how to fix myself (which was surprisingly very little, thanks to Google), I could pay to have it fixed or replaced. I didn't have to burden anyone asking for help. I even got to have the occasional, much needed indulgence like a pedicure, or throwing a party, or being able to take a friend to dinner. I could plan for it and work it into my budget.
I never mentioned this on the blog before because announcing that, "hey! I have a big pile of money over here! And I live alone!" isn't very smart.
But then things started to go wrong. First just 'normal, unexpected life things'--my ten year old van breaking down or needing new tires (again), a son who had to have major orthodontic work, a broken air conditioner, medical expenses that insurance decided not to cover. I was able to take care of these things and go on. Then bigger stuff started to happen....
In a complicated re-sell of my ex's business, I ended up losing a year of income to loss of interest. Then taxes came due and I lost another year of income. Then, my cousin ran off with the inheritance I was to receive after my grandfather's death--which was going to cover my school costs, and I lost almost another year's income in paying for three years of ever-increasing school tuition, books, parking, and overload fees. And Brad stopped paying me alimony for a time to the tune of nearly $10,000, as well as not helping with child care costs or uncovered insurance payments as was dictated by our divorce. So, six years income had been whittled to three.
*It's been three and a half years now.*
Taking on extra design and writing work, as well as my summer internship, helped me stretch out what I had. I took out a small student loan to help out my last semester. I let my insurance go (a HUGE expense trying to cover myself). I've stayed away from credit cards.
But today I sat down and paid the bills and the last of the money is now....all gone. And from December on, I have no idea what we're going to do. Yes, I have a new job with a LOT of promise, but it's only part time at first, bringing in about a third of what I need. No matter how I've worked the budget, I come up a little over a thousand dollars short per month every time. AND THAT'S ONLY IF BRAD CONTINUES TO PAY US THE AMOUNT HE HAS BEEN, WHICH HE HAS HINTED HE DOES NOT WANT TO DO FOR MUCH LONGER. I'll look for a second job to supplement but that breaks my heart since I'm already stretched so thin in my parenting time and abilities.
This is a step into a whole new level of challenge in my life as a single mother. Now, to add to the continuing stresses of parenting alone, trying to answer questions I don't have the answer to, and remaining cheerful when I would rather just bawl my head off and give in to the sucking hole of depression that's been trying to drag me in for years...I will have to deal with stuff like: Where will we live? What will we eat? How will we stay warm and lighted? How will we have money to put gas in the van?
Serious stuff.
With no parents or other invested parties to give advice or help.
And you can probably guess that I'm petrified with terror. I really don't know what to do. I'm sick to my stomach all the time over it. I'm trying to smile and have faith here. I know God COULD make it all better....but I also know He's just as prone to saying, "Trial time. Level up, girl" and letting us struggle. I don't understand why God does that. But he does. A lot. It shakes my faith to the core. Makes me want to drop to my knees and sceam, "Oh please, God! Not here! Don't make me go here, too!"
If it were just me, I would be fine. I'd look at it as some kind of fabulous adventure, but I don't want to frighten my children. I don't want to take them through this with me. Kids need to feel safe, secure, taken care of. I feel so useless.
It was another reason I was so grateful to God for bringing Dr. Yummy into my life when He did. Dr. Yummy talked (a lot) about marrying me, and I thought--Yes! This must be the answer to my prayers. Someone who loves me and my children, and whom I love so deeply in return AND who could help turn this ship around? Perfect. Blessed. Grateful. With him in our lives, I could even do the MFA program if I got accepted. Almost too good to be true...and yeah...yeah. I guess it was. And since he decided against me, not only am I now too heartbroken and disenchanted to try again but who the heck is going to want me now? In this situation?
Never thought almost four years ago when I was the wife of a successful business owner, stay-at-home homeschooling mom, serving in my church and decorating my dream house, that I would so quickly end up a 36 year old working single mother living on five hours of sleep a night and wondering if she and her children would end up bankrupt and hungry in a subsidized apartment somewhere. It's like I have stumbled into a George Saunders story and can't find my way out.
I have worked so hard and sacrificed so much and been so faithful so as to not get to this stage. I don't understand. I don't.
I just don't see how this can end well.
But, we go on. We have no choice but to go on. It won't always be like this, right? Right?!?!
I know everyone has their trials, their junk they have to deal with--stuff far worse than mine and without the benefit of Belief to aid them. I'm sorry to complain. Sorry to feel so alone. Please bare with me.
It would be lovely to have someone swoop in and rescue me, make the suffering go away, but it looks like that's not going to be the case. That doesn't mean that *I* can't rescue me though. Some of the biggest barriers in my way are ones I create in my own head with fear and doubt. I won't doubt me. I'll take what I'm dealt and make the best of it. I'm too hard working and too smart and too talented and too resourceful not to figure this out. I am my mother's daughter. I am my Father in Heaven's daughter. That is a powerful lineage. Somehow I'm going to do this...or die trying.
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9 comments:
Hi Jen. You don't know me but I came across your blog through another friend and have been hooked from the first time I read. I have wanted to leave you a comment for quite sometime but never had the guts until now. I know their is nothing anyone can say to make any of this better, but I just wanted to let you know that there is one more person out there in Seattle, WA cheering for you and praying for you. You are an amazing writer and an amazing mother. I can't imagine being in your situation, but I have been (somewhat still am) in the financial stress and wonder phase. All I have to say is always always pay your tithing and blessings truly will fall from heaven. I have seen it happen. My heart always aches for you because your whole situation is not fair. And that to me is the worst part about it. But just know that so many people care about you even if you have never even met them :) Keep your chin up.
We should have coffee sometime (or the Mormon equivalent). My treat. We can talk, I can listen, and maybe for 20 minutes or so, you won't feel so alone.
This, too, shall pass. It WILL get better. And knowing you, it will get better sooner than later. You'll make sure of it.
Bless you. Also, you are a daughter in a ward family, with a father (Bishop) as the head of it. I have a testimony of Bishop's stewardship, and their mantle. I so hope he can help you and advise you too. Ward families can bring about fabulous miracles (with a casserole and some toys for Christmas, no doubt). Best of luck. xxoo loves. T
Long time reader, first time commenter (is that a word?) ...just want to let you know that someone else is thinking of you and praying for you over here on the East Coast! Chin up girl, it can only get better!
Lots of prayers coming your way!!!
Beyond ideas for financial help (get a lawyer, talk with your bishop), I don't know what to say other than to hold on and make it through each day, one at a time. The "mama bear" in you is coming out because you're facing survival instincts with your boys. There is a village of people who love you who can help. It's hard to ask. But I'm sure you have friends and family (ward and otherwise) who would gladly help! And don't stop your blog! Maybe start a new one but don't stop in general!
I have been following your blog for a long time now...never commented...but now I feel compelled to. I want to help you in whatever way I can. I hope I am not overstepping my bounds here, but I can help with the legal end of things in whatever way you need. Let's get together.
Not to sound too Pollyanna-ish here, but we have been at the brink of financial crisis more times than I care to count, and somehow it always worked out in the end. Just this month, I ran out of grocery money due to all of the copays on prescriptions we had this month... but I ended up finding a bunch of stuff I could sell on craigslist and made $300 doing that. I'm sure it doesn't seem like a big deal, but it felt like a miracle to me. Don't lose hope. Sometimes, you just have to go where the current takes you and pray that it will be the shoreline. You're right about how smart and capable you are- I know it will all turn out fine.
I know at one point you were considering gov't aid. . is that a possibility again? Go talk to someone at Social Services, get food stamps if you qualify, get health insurance for your kids if you need it, see if you can get energy assistance to pay for heat through the winter. Wish I could come up with better solutions, but I'll pray for you.
praying for you! You are strong and determined. Also find comfort in God's Word. I too have had my share of trials, but God is faithful...EVERY SINGLE TIME! Dana
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